What to Expect
We work closely with you to move fast. Your quick responses help us get you to the finish line smoother and sooner.
1. Lock & Disclose
Once we agree on terms, we lock your interest rate and send initial loan disclosures for you to e-sign.
2. Appraisal
If required for your specific loan, the appraisal is ordered to verify the home's value.
3. Underwriting Review
Your loan documents will be reviewed by an underwriter for approval.
4. Scheduling Closing
When all conditions for complete loan approval have been met, your closing will be scheduled.
5. Funding
Purchases: Funds usually wire the same day.
Refinances: Funds wire the 4th business day after signing.
A loan is a moving process, and estimates evolve into exact figures as we get final data from insurance, title, and the county. We are here to make every update easy to understand and handle the complexity to get you to the finish line seamlessly.
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