Feeling Overwhelmed by the Mortgage Process?
We replace the stress and confusion of the mortgage process with clear, expert guidance. Secure the keys to your new home or better terms for your current one.
Choosing the right mortgage is one of the biggest financial decisions you'll make.
The "Big Bank" Problem
Limited to a single lender's product suite.
A slow, impersonal, one-size-fits-all approach.
You do all the work of shopping and comparing.
Leaves you feeling confused, frustrated, and uncertain.
The TJ Sam Advantage
We navigate a vast network of lenders for you.
A fast, client-centric experience tailored to you.
We are your strategic advocate, saving you time and money.
We deliver clarity and confidence from start to finish.
Your Expert Guide to a Simpler Mortgage
Our 25 years of experience means you have a steadfast advocate in your corner.
1
Free Consultation
Speak with us so we can understand your goals and give you a clear idea of what you need.
2
Apply & Get Approved
Complete a simple application. We'll find the best loan for you and handle the underwriting.
3
Final Approval & Closing
We finalize the paperwork, schedule your closing, and celebrate your new milestone!
Mario P.
"We were shopping to refinance... Their rate offer was very competitive... but most importantly was because of Debbie. She kept me informed... she went above and beyond to explain the refinancing process and closing cost line items in details. I am a happy customer!"
Nithin Kumar R. M.
"I had the distinct pleasure of working with a remarkable duo... Debbie and Sam not only exceeded my expectations... The speed with which they processed our loan application was nothing short of astounding. Within a mere two weeks... our loan was successfully closed."
Ready to Start Your Journey?
Your new home is within reach.
Contact us today for a free, no-obligation consultation and get a clear plan for your home financing.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.